The Community Development Block Grant Program is essentially a federal program designed to benefit low-to-moderate income (LMI) persons and families.  The US Department of Housing and Urban Development establishes, as required by law, income limits for the program year.  Low income individuals or households mean that their household incomes are below 50% of the median income for the entire metropolitan area.  Moderate income individuals and households are those that have incomes above 50%, but below 80%.